Nova Insurance can offer truck insurance and a truck insurance quote that are ideal for owner-drivers and businesses operating any number of vehicles for Haulage or Own Goods. We can insure virtually any kind of lorry, from a 7.5-tonne truck to a 60-tonne artic, and if you have two or more vehicles (including vans and cars), a fleet policy could be a cheaper solution.
Truck Insurance is a cornerstone of protection for the commercial transportation industry, safeguarding the vehicles that form the backbone of supply chains worldwide. This specialised coverage extends far beyond conventional auto policies, addressing the multifaceted risks inherent to operating large commercial vehicles. From long-haul semi-trucks to local delivery vans, Truck Insurance provides a safety net against potential financial pitfalls arising from accidents, theft, or cargo loss.
Savvy fleet managers must navigate a complex landscape of coverage options, balancing comprehensive protection with cost-effective premiums. Modern Truck Insurance policies often incorporate cutting-edge technologies, such as telematics and AI-driven risk assessment, to offer more personalised and dynamic coverage. The ever-changing regulatory environment, coupled with evolving environmental standards, continually shapes the Truck Insurance market, prompting insurers to adapt their offerings. As the gig economy expands into the trucking sector, new insurance models are emerging to accommodate independent contractors and part-time drivers. Ultimately, robust Truck Insurance not only fulfils legal obligations but also plays a crucial role in maintaining operational continuity, protecting assets, and preserving the reputation of businesses in the competitive world of commercial transportation.
Flat Bed Truck Insurance
Commercial vehicles with flat loading beds have become a staple of Britain’s transportation sector, particularly for moving oversized cargo efficiently. Construction firms frequently rely on these versatile vehicles to shuttle heavy equipment and machinery between work sites. However, the specialised nature of hauling substantial loads means these vehicles require skilled handling and comprehensive insurance coverage.
When it comes to insuring your flatbed truck or vehicle, you’ll find the market offers numerous options from various providers. The key decision lies in determining the appropriate level of protection for your specific needs.
The insurance sector caters well to flatbed operators, with multiple insurers competing to offer competitive policies. A vital aspect often recommended is comprehensive contents insurance, ensuring that your valuable cargo remains protected throughout its journey. This coverage can make the difference between a minor setback and a major financial loss should anything happen to the goods you’re transporting.
We have a UK-based call centre that is available 6 days a week to take your call. The experienced team can guide you through the process of obtaining a truck insurance quote, offering relevant advice and assistance throughout.
Calls are completely free, as we use 0800 numbers. However, you can request a callback, and we will call you back at a time that’s convenient for you. Ready for a quote? Simply complete the form, and we will call you back. Alternatively, you can contact us.
Trusted by Thousands
Over 27,000 clients rely on Nova Insurance to protect their businesses with reliable and specialist insurance solutions
Instant Cover and Documentation
Get immediate cover when you need it, with policy documents issued directly to your email within minutes.
Over 30 Years of Experience
With more than 30 years of experience, we specialise in insuring self-employed professionals, freelancers, contractors, and small business owners.
Truck Insurance Frequently Asked Questions
Truck Insurance Frequently Asked Questions
Here are some frequently asked questions that you may find useful to review before getting a truck insurance quote. Don’t forget, our knowledgeable and friendly UK-based team are on hand for any questions you may have.
Can you cancel truck insurance?
Yes. You will be charged for the time on cover and a cancellation administration fee. You can request cancellation online or by calling us
What types of trucks can you get cover for?
We can cover all types of trucks, including Recovery/Breakdown Trucks, Crane Trucks, Skeletal Trucks, Articulated lorries, Curtain Side Trucks, Skip carrier Trucks, Refrigerated Trucks, Flatbed Trucks, Dropside Trucks, Tipper Trucks, Waste disposal Trucks, Concrete mixer Trucks, and Recycling Trucks.
Is truck insurance the same as hire and reward?
Truck insurance covers the vehicle and its driver. Hire and reward (delivering goods for hire or reward) covers you if you’re carrying other people’s goods in exchange for money, which might be as a delivery driver or courier delivering many items to lots of places
Is a trailer covered under haulage insurance?
Most policies will cover a trailer up to a certain limit. Still, it is important to check this limit and whether the cover is extended to include detached use, as this will differ between insurance companies.
Can you insure a truck for a day?
It is possible to arrange temporary insurance for trucks. However, it is not something Nova Insurance offers, as we only quote for 12-month (annual) policies.
How much does truck insurance cost?
The typical annual amount paid by hauliers for truck insurance can be as low as £2,000. However, the premium is based on many factors and should only be used as an indication.
Related Insurance
7.5 Tonne Truck Insurance
7.5 Tonne Truck Insurance
If you own and operate a 7.5 tonne truck, you will probably be aware of how high some insurance quotes can be. Our truck brokers can provide insurance for all types of trucks, whether it’s a single vehicle or a fleet of trucks.
Nova Insurance has years of experience providing the best value van insurance for van and truck drivers. Whatever your vehicle or your trade, you can be sure that we will have a policy that best suits your requirements and budget. We can cover any van up to a weight of 3.5 tonnes for both commercial and personal use. You can have just you driving, named drivers or any drivers.
If your business relies on multiple vehicles, having the right motor fleet insurance is essential. Whether it’s a small fleet, company cars, or personal vehicles, unexpected issues can disrupt operations and cost you time and money.
Nova Insurance understand that your HGV is closely linked to your livelihood. Therefore, protecting it is a major priority for you and your business. As an insurance broker, we also understand that, whether you are an owner-operator or have a sizeable fleet, finding affordable HGV insurance that provides an adequate level of cover can also be challenging and time-consuming. That’s where Nova Insurance can help in securing you a competitive HGV Insurance quote.
Motor trade insurance is designed to protect people in the automotive industry from loss or damage relating to their business. A motor trade policy combines a number of protections under a single umbrella, including things such as public liability insurance, employers’ liability insurance, property insurance, and road risk insurance.
Is your minibus used by a charity, club, group or school? Unless it is used for purely private purposes, a minibus falls under the classification of vans and therefore requires specialised van insurance.
1995 - 2026 Nova Insurance. Nova Insurance Limited. Company Registration Number 3482686. We are authorised and regulated by the Financial Conduct Authority and our firm registration number is 307128. Registered Office : 3 Redwing Court Business Centre, Ashton Road, Romford, Essex, RM3 8QQ
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