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Salon Insurance

Salon Insurance

Hairdressers and barbers often work in proximity to other staff while using a range of tools, such as scissors and hair dryers, which can cause injuries or even fires. Furthermore, if you work in a salon, you will know how fast-paced and stressful it can be sometimes, and it is often during these times that accidents happen.

 

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Nova Insurance

What is Salon Insurance?

Hairdressers and barbers often work in proximity to other staff while using a range of tools, such as scissors and hair dryers, which can cause injuries or even fires. Furthermore, if you work in a salon, you will know how fast-paced and stressful it can be sometimes, and it is often during these times that accidents happen.

Even the most capable worker can struggle under these conditions, which is why we offer tailored salon insurance to protect you, your employees, and your business. We understand that even the smallest amount of loss can make a difference if you are running your own business, and with our salon insurance, you can be safe in the knowledge that you won’t have to deal with complications alone.

Whether you have just started your own salon, offer upmarket hairdressing or own a local barbershop, our salon insurance can help. We also offer extremely competitive prices and ask our customers to fill out only one short form to get a quote, so you can focus on your business while we look after your insurance!

Barber Shops

Barber Shops

There is something very British about barber shops even though you can find them in nearly every town and city across the world! Men have been visiting barber shops for hundreds of years in order to have their hair groomed, however the market is extremely different now than it was a few years ago.

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Beauty Salon

Beauty Salon

Becoming a successful beautician isn’t easy: you need to spend years learning about the trade, gain qualifications and build up your client base and reputation. All of this takes a lot of hard work, and if you add the fact that you also have to keep up with new beauty products, techniques and treatments it can feel like you never have a spare moment!

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Hairdressers

Hairdressers

One of the best things about being a hairdresser is the flexibility, as not only can you choose to be self-employed or work in a salon but you can also decide whether you want to work full or part time. In fact, there are very few times where someone won’t want to book an appointment with you which means that you will often be very busy!

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Salon Insurance Frequently Asked Questions

Salon Insurance Frequently Asked Questions

Here are some frequently asked questions that you may find useful when getting a quote for or purchasing a salon insurance policy.

Why Nova Insurance?

At Nova Insurance, we understand that a large portion of salon owners’ income comes not just from the services they offer but also from the products they sell. We also understand that competition is fierce in the salon industry, so being able to offer low prices could really help your business. Because of this, we provide competitive salon insurance quotes to all our customers and one-to-one help from our customer services team should you have any issues or concerns. It only takes a few minutes to fill out a form, so why not do so today?

Do you offer salon insurance for franchises?

Our salon insurance policies are flexible, so they can cover any size business. As long as you are in charge of protecting your company, we can help you. We have previously worked with several customers who run franchised salons and know they are often concerned about their businesses and their brand’s reputation. If you are not sure whether it is your responsibility, you can always call our customer services team on 0800 083 1566 for friendly advice and information.

Can you protect my products?

One of the biggest outgoings for salons is their stock, which can include shampoos, conditioners, styling products and hair dye, all of which need to be protected. If your salon is raided, it’s highly unlikely you would be able to cover the costs of replacing everything on your own, which is where your salon insurance can really help. Our insurance also covers the cost of equipment such as hair dryers, sinks, chairs, and anything else you require to do your day-to-day work.

What does salon insurance include?

When we designed our salon insurance policies, we wanted to protect all our customers from the range of issues that could affect their businesses. Public liability cover is included in our salon insurance policies as standard. When working in a salon, not only do you have to protect yourself, but also your customers. Trips and falls can lead to expensive court cases, and when you work in an environment where people are on their feet at all times, the likelihood of this happening is often high!

Are Nova Insurance regulated?

The Financial Conduct Authority fully regulates Nova Insurance and our panel of UK insurance providers. So why not start by filling out our form today to see if we can help you save money on your next insurance quote or policy?

What is Insurance Premium Tax (IPT)?

Insurance Premium Tax (IPT) is a tax on general insurance premiums, introduced by Kenneth Clarke in the 1993 Budget, and set by the Government. All quotes and premiums will include IPT at the current rate.

Who are Nova Premium finance?

The Financial Conduct Authority regulates Nova Premium Finance Ltd under firm no. 716933. Nova Premium Finance’s FCA registration can be checked at https://register.fca.org.uk. Nova Premium Finance Ltd is an authorised credit lender that charges interest on monies lent. Nova Insurance and Nova Premium Finance are not the same company, but do operate under a linked arrangement.

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