Beauty Salon Insurance

After spending 18 years working in the insurance industry, we have learnt a thing or two here at Nova Insurance, one of which is that great customer service can go a long way. We don’t make our clients talk to a call centre if they need to make a claim or want some advice. Instead, our friendly customer service team are here to ensure your business runs as smoothly as possible and is always happy to help with any queries. We also offer competitive prices for all our insurance products, so make sure you call or fill out our online form today!

If you own a salon, you will have probably paid thousands of pounds for equipment and products that are essential for carrying out various beauty treatments. Unfortunately, this means your salon could be targeted by thieves, which is why our beauty insurance can cover the cost of your equipment if stolen, as well as any damage to the building. We also offer employers’ liability insurance, so if one of your employees is injured at work, you won’t have to cover the cost of compensation alone.

To provide beauty insurance, we need to know that you are qualified to perform the treatments you offer your clients. However, if you are planning to train for a new type of treatment in the near future, it may be wise to choose an expansive policy so you can make the most of your skills. Our beauty insurance can also cover the products you use, as they are often extremely expensive and, if stolen, you could struggle to replace them on your own.

By law, all beauticians must be covered by beauty insurance before they start offering their services to the public, to ensure that you understand the products you’re using and the treatments you provide. If something goes wrong and a client is harmed, you will be held responsible. As a beautician, you will probably know your products and treatments inside out; however, accidents do happen, and you can never be too careful!

The Financial Conduct Authority fully regulates Nova Insurance and our panel of UK insurance providers. So why not start by filling out our form today to see if we can help you save money on your next insurance quote or policy?

Insurance Premium Tax (IPT) is a tax on general insurance premiums, introduced by Kenneth Clarke in the 1993 Budget, and set by the Government. All quotes and premiums will include IPT at the current rate.

The Financial Conduct Authority regulates Nova Premium Finance Ltd under firm no. 716933. Nova Premium Finance’s FCA registration can be checked at https://register.fca.org.uk. Nova Premium Finance Ltd is an authorised credit lender that charges interest on monies lent. Nova Insurance and Nova Premium Finance are not the same company, but do operate under a linked arrangement.