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Plasterers Insurance

Plasterers Insurance

Plastering jobs can range from patching up a few holes in a wall to helping reconstruct a large proportion of a property. Plasterers need dexterity, patience, and considerable skill to build their reputation and client base.

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Nova Insurance

What is Plasterers Insurance?

Plastering jobs can range from patching up a few holes in a wall to helping reconstruct a large proportion of a property. Plasterers need dexterity, patience, and considerable skill to build their reputation and client base. The problem is that if something goes wrong, you may not only lose a client but also face legal action, which is why you need to protect yourself with plasterers’ insurance.

As plasterers work on both interior and exterior walls, they are at risk of causing substantial structural damage to properties, especially when large areas need fixing. Furthermore, there are times when you will have to use materials that can be dangerous or even toxic if inhaled, and if the worst happens, you could be out of work for a long period of time and even have to face a loss of earnings.

Plasterers’ insurance can protect you against all these common problems, and here at Nova Insurance, we offer policies that can not only protect you but also your business and your income. We have spent over eighteen years helping tradespeople find the right insurance, so make sure you try us today and see how competitive our quotes are.

 

Plasterers Insurance Frequently Asked Questions

Plasterers Insurance Frequently Asked Questions

Here are some frequently asked questions that you may find useful when getting a quote for or purchasing a plasterer’s insurance policy.

 

Why Nova Insurance?

We decided at Nova Insurance to offer a range of niche insurance policies for tradespeople rather than grouping them under a single policy type. After spending many years working with several tradespeople, we know that the difference between a plasterer and an electrician, a carpenter and a roofer is huge. Therefore, we can provide top-quality customer service and insurance products that suit you. Applying for a quote only requires you to fill out one form, so if you only have a short amount of time, then make sure you try us.

 

What legal protection do you offer?

All our plasterers’ insurance policies include public liability insurance as standard. If any damage or injury occurs while on a job, you could be held accountable. We also offer employers’ liability cover for those who own their own companies, as there is a very real danger of one of your employees injuring themselves and holding you responsible. In this day and age, knowing you won’t have to face legal issues on your own is essential and could potentially save your business and your livelihood.

 

Can my tools be protected?

Most definitely! Tools are among the most expensive overheads for tradespeople; however, they also seem to go missing frequently. Without the right tools, any plasterer would struggle to do their job properly, and on an intricate project, they may find it practically impossible. If you have several employees, you may also find that your tools wear down or break more regularly, and this is where your plasterers’ insurance can really come in handy.

 

What dangers are associated with plastering?

Plastering isn’t always associated with danger; however, over the years, we’ve had claims from numerous plasterers for a wide range of issues. For example, many carpenters must use ladders or scaffolding when working on the exterior of properties, which puts them at risk of falling and injury. However, injuries can also happen from just tripping over something left out on a construction site! You never know what could happen, which is why our insurance policy protects you the whole time you are on a job.

 

Are Nova Insurance regulated?

The Financial Conduct Authority fully regulates Nova Insurance and our panel of UK insurance providers. So why not start by filling out our form today to see if we can help you save money on your next insurance quote or policy?

 

What is Insurance Premium Tax (IPT)?

Insurance Premium Tax (IPT) is a tax on general insurance premiums, introduced by Kenneth Clarke in the 1993 Budget, and set by the Government. All quotes and premiums will include IPT at the current rate.

 

Who are Nova Premium finance?

The Financial Conduct Authority regulates Nova Premium Finance Ltd under firm no. 716933. Nova Premium Finance’s FCA registration can be checked at https://register.fca.org.uk. Nova Premium Finance Ltd is an authorised credit lender that charges interest on monies lent. Nova Insurance and Nova Premium Finance are not the same company, but do operate under a linked arrangement.

 

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