7.5 Tonne Truck Insurance
If you own and operate a 7.5 tonne truck, you will probably be aware of how high some insurance quotes can be. Our truck brokers can provide insurance for all types of trucks, whether it’s a single vehicle or a fleet of trucks.
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Nova Insurance understand that your truck is essential to your livelihood. Therefore, protecting it is a significant priority for you and your business. As an insurance broker, we also understand that, whether you are an owner-operator or have a sizable fleet, finding affordable 7.5-tonne truck insurance that provides an adequate level of coverage can be challenging and time-consuming. That’s where Nova Insurance can help in securing you a competitive truck Insurance quote.
We can insure virtually any kind of lorry, from a 7.5 tonne flatbed to a 60 tonne artic, and if you have two or more vehicles (including vans and cars) then a fleet policy could be a cheaper solution.

What is truck insurance?
Truck Insurance is a crucial safeguard for businesses operating heavy goods vehicles in the transport industry. This specialised coverage goes beyond standard auto insurance, addressing the unique risks associated with large commercial trucks. From articulated lorries to tipper trucks, truck Insurance protects against potential financial losses stemming from accidents, theft, or cargo damage.
Operators must carefully consider factors such as vehicle value, payload type, and route frequency when selecting an appropriate policy. Many insurers offer tailored packages that include public liability, goods in transit, and breakdown cover. The ever-evolving landscape of road regulations and environmental concerns also influences Truck Insurance, with some policies now incorporating green initiatives and telematics to promote safer driving habits. As the logistics sector continues to grow, competition among insurance providers has intensified, potentially benefiting fleet managers through more competitive premiums and innovative coverage options.
However, the complex nature of HGV operations demands a thorough understanding of policy terms and exclusions to ensure adequate protection. Ultimately, comprehensive HGV Insurance not only fulfills legal requirements but also provides peace of mind for businesses navigating the challenging world of commercial transportation.
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Who Needs 7.5 Tonne Truck Insurance?
To drive a truck on public roads, you are required by law to have a valid truck insurance policy. Truck insurance is relevant for all types of vehicle users, including individual operators, fleet managers, business proprietors, and personal drivers.
Get a QuoteWhy Nova Insurance for 7.5 tonne truck insurance?
We’ve a UK based call centre are available 6 days a week to take your call. The experienced team can guide you through the process of getting a truck insurance quote. Offering relevant advice and assistance throughout the quotation.
Calls are completely free, as we use 0800 numbers. However you can request a callback and we will call you back at a time that’s convenient for you. Please note that calls are recorded and monitored for training and compliance purposes. Ready for a quote? Simply complete the form and we will call you back. Alternatively you can contact us.
Trusted by Thousands
Over 27,000 clients rely on Nova Insurance to protect their businesses with reliable and specialist insurance solutions
Instant Cover and Documentation
Get immediate cover when you need it, with policy documents issued directly to your email within minutes.
Over 30 Years of Experience
With more than 30 years of experience, we specialise in insuring self-employed professionals, freelancers, contractors, and small business owners.






Truck Insurance Frequently Asked Questions
Here are some frequently asked questions that you may find useful to review before getting a truck insurance quote. Don’t forget our knowledgeable and friendly UK based team are on hand for any questions you may have.
Can you cancel truck insurance?
Yes. You will charged for the time on cover and a cancellation administration fee. You can request cancellation online or by calling us
What types of trucks can you get cover for?
We can cover all types of trucks including Recovery/Breakdown Trucks, Crane, Skeletal, Articulated lorry, Curtain Side, Skip carrier, Refrigerated truck, Flatbed truck, Dropside, Tipper, Waste disposal truck, Concrete mixer and Recycling trucks.
Is truck insurance the same as hire and reward?
Truck insurance covers the vehicle and its driver. Hire and reward (delivering goods for hire or reward) covers you if you’re carrying other peoples goods in exchange for money. This might be as a delivery driver or courier delivering many items to lots of places
Is a trailer covered under haulage insurance?
Most policies will cover a trailer up to a certain limit, but it is important to check this limit and whether cover is extended to include cover while detached, as it will differ between insurance companies.
Can you insure a truck for a day?
It is possible to arrange temporary insurance for trucks. However, it is not something Nova Insurance offers as we only quote for 12 months (annual) policies.
How much does truck insurance cost?
The typical annual amount paid by hauliers for truck insurance can be as low as £2,000. However the premium is based on many factors and should only be used as an indication.