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Unoccupied Property Insurance

Unoccupied Property Insurance

If you own a property, there may be times when it stands empty for a number of consecutive days, which could invalidate or severely restrict the cover on your home insurance or landlords insurance. In cases like this, you may typically need unoccupied property insurance (also known as empty property cover or unoccupied house insurance). This will ensure that your home is still protected against unexpected events that cause loss or damage, such as floods, fire, theft etc.

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Nova Insurance

What is Unoccupied Property Insurance?

Here at Nova Insurance we specialise in helping customers find a range of low cost insurance products for both businesses and individuals. This includes quotes for unoccupied property with unoccupied property insurance and unoccupied house insurance. Each day we work with our partners to find the best deals for tradesman liability insurance, salon insurance, shop insurance and property insurance to name a few. That’s where Nova Insurance can help in securing you a competitive unoccupied property insurance quote or unoccupied property quote.

We believe that to receive the right level of cover we need to help our customers find numerous quotes for their property insurance. This is why we work with some of the biggest companies in the market including AXA, Aviva, Zurich and Liverpool Victoria, who combined have decades of experience between them.

Because unoccupied homes are, by their nature, a non-standard insurance risk, all our policies are designed especially for this situation and our staff have a high degree of knowledge in this field, and know which schemes offer the best options on home insurance for an unoccupied property.

Unoccupied Property Insurance Frequently Asked Questions

Unoccupied Property Insurance Frequently Asked Questions

Here are some frequently asked questions that you may find useful to review before getting an unoccupied property insurance quote. Don’t forget our knowledgeable and friendly UK based team are on hand for any questions you may have.

How to insure an empty house during probate?

It is the responsibility of the executor/administrator to protect the deceased’s assets, and they must put in place appropriate probate house insurance. This needs to be a specialist cover, often referred to as unoccupied property insurance or empty property insurance.

What does unoccupied property insurance cover?

Unoccupied property insurance covers your property if you need to leave it vacant for longer than your standard home insurance allows. You’ll normally need to arrange unoccupied property insurance if your home will be empty for more than 30-60 days, but policies vary, so check your terms to be sure.

How can Nova Insurance help?

If at any point you have any questions concerning the types of property insurance our partners deliver, or what information you need to provide when looking for a quote, please feel free to get in touch with us and one of our friendly customer service team members will be happy to help.

How can i compare unoccupied property quotes?

Once you have received property insurance quotes from our range of professional brokers, you will have the opportunity to compare each one in detail and decide which one is right for you. Even though all our partners provide high-quality and extensive property insurance, there may be some policies that suit your needs better than others. If at any point you need to amend the information you provided us, or would like to compare additional property insurance quotes, please just let us know or fill out our online quotation form. At Nova Insurance, we make finding property insurance as easy as one, two, three – so make sure you fill out our quotation form today

What to consider when getting an unoccupied property insurance quote?

Purchasing property insurance shouldn’t be something that you rush into, as without the right level of cover, you could be left vulnerable. For instance, if you rely on your property to run your business, then you need to make sure that your cover protects the type of building you own and potentially includes public liability insurance in case one of your employees is injured at work. At the same time, if you are purchasing property insurance as an individual, you may want to take a closer look at your options when it comes to contents insurance – after all, property insurance is there to protect the things you love the most

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