Specialist off-licence insurance is designed to help you handle all of the issues you face on a day-to-day basis. Furthermore, if the worst should happen, your policy will pay you compensation and help you get your business back on its feet.
Running an off-licence can sometimes be dangerous, as unfortunately, they are often targeted by thieves, burglars and those to whom you are not legally allowed to sell alcohol. Therefore, it is of the utmost importance that all off-licence owners protect themselves and their businesses with security systems and extensive off-licence insurance.
Specialist off-licence insurance is designed to help you handle all of the issues you face on a day-to-day basis. Furthermore, if the worst should happen, your policy will pay you compensation and help you get your business back on its feet.
Don’t put yourself or your business at risk by not having adequate off-licence insurance – fill out our quote form today to receive a range of competitive quotes!
Why Nova Insurance for off licence insurance?
We have a UK-based call centre that is available 6 days a week to take your call. The experienced team can guide you through the process of getting an off-licence insurance quotation, offering relevant advice and assistance throughout the quote.
Calls are completely free, as we use 0800 numbers. However, you can request a callback, and we will call you back at a time that’s convenient for you. Ready for a quote? Simply complete the form, and we will call you back. Alternatively, you can contact us.
Trusted by Thousands
Over 27,000 clients rely on Nova Insurance to protect their businesses with reliable and specialist insurance solutions
Instant Cover and Documentation
Get immediate cover when you need it, with policy documents issued directly to your email within minutes.
Over 30 Years of Experience
With more than 30 years of experience, we specialise in insuring self-employed professionals, freelancers, contractors, and small business owners.
Here are some frequently asked questions that you may find useful to review before getting an off-licence insurance quote. Don’t forget, our knowledgeable and friendly UK-based team are on hand for any questions you may have.
What is loss of licence?
If you lose your licence, you may be unable to work and experience a temporary loss of income if you aren’t an insured person. Authorised and regulated loss of licence insurance can help you cover your living expenses while you are unable to work or are looking for an alternative career.
How can Nova Insurance help me get a quote?
If you want a quick and easy way to find a range of off-licence insurance quotes, then make sure you fill out our online form today! Our partners have spent years working with off-licence owners to provide them with the best available deals, so why not let them help you too?
What type of cover do i need?
Off-licences vary in style and size; one thing that they all have in common is that they carry a wide range of alcohol. Alcohol in general is not cheap, which means that you need to make sure your off-licence insurance protects your products, especially those that are expensive, such as champagne and liquor. If you provide other products in your store, such as cigarettes, snacks or confectionery, your off-licence insurance must cover these as well. Don’t forget that equipment such as fridges and freezers rarely comes cheap, so you need to be covered if one of yours breaks
What legal requirements are there?
As an off-licence, you are legally allowed to sell alcohol to over-18s for consumption off the premises; you are also required to adhere to laws set out by the government. For example, you must be able to prove that everyone you serve alcohol to is over the age of twenty-five or has provided ID showing they are over eighteen. Off-licence owners have to be vigilant about their customers, as many try to break the law. For instance, if you believe a customer is attempting to buy alcohol for someone under eighteen, you should report them to the police and ban them from your store. Even though your off-licence insurance is there to help you should an issue occur, it cannot protect you if you break the law.
Related Insurance
Shop Insurance
Shop Insurance
Owning a shop requires you to be extremely organised as well as have a keen grasp of budgeting and customer service. All of this requires a lot of time and effort, which means that shop owners often struggle to find the time to search for cheap shop insurance. However, here at Nova Insurance, we make things easy as we only ask our customers to fill out one simple form and then find the most competitive prices.
Being a baker isn’t easy: you have to be up at the crack of dawn every day and keep an eye on multiple processes all at the same time. Bakeries are a firm favourite on the UK high street; however, over the years, many have struggled to handle economic changes.
Here at Nova Insurance, we understand that every gift shop is different, as they offer hundreds of varied and unique products. Whether you have one store or ten, Nova Insurance has the expertise and knowledge to help you find a policy that’s perfect for you.
Most animal lovers think there couldn’t be anything better than running a pet shop. If this is what you do for a living, you know that it comes with its own stresses! Even though working with pets can be extremely rewarding – especially when you find them a new home – you still need to protect your business from common issues.
As a florist, you need a true passion for what you do and the ability to offer excellent customer service at all times. One of the biggest difficulties associated with being a florist is providing exactly what your clients require time and again, meaning you may have to work late nights and even weekends.
Whether you own a small grocery shop or are in charge of a well-known supermarket, Nova Insurance can help you find the right level of cover. Grocer's insurance is created specifically with grocers in mind, meaning that it will protect you during all your day-to-day tasks. Furthermore, it can protect your employees if they ever encounter any issues at work.
Getting the best deal on your tattoo shop insurance means not only obtaining the best price from a range of insurance companies but also making sure that the cover is right for you. Our online curios shop insurance services offer you access to great deals on retailers from our leading retail insurance providers and insurers.
1995 - 2026 Nova Insurance. Nova Insurance Limited. Company Registration Number 3482686. We are authorised and regulated by the Financial Conduct Authority and our firm registration number is 307128. Registered Office : 3 Redwing Court Business Centre, Ashton Road, Romford, Essex, RM3 8QQ
Please complete the form and one of our staff will contact you.
Quick contact
Cookie Consent
We use cookies to enhance your browsing experience, serve personalised ads or content, and analyse our traffic. By clicking "Accept All", you consent to our use of cookies.
We value your privacy
Manage your cookie preferences below:
Essential cookies enable basic functions and are necessary for the proper function of the website.
Name
Description
Duration
Cookie Preferences
This cookie is used to store the user's cookie consent preferences.
30 days
These cookies are needed for adding comments on this website.
Name
Description
Duration
comment_author
Used to track the user across multiple sessions.
Session
comment_author_email
Used to track the user across multiple sessions.
Session
comment_author_url
Used to track the user across multiple sessions.
Session
These cookies are used for managing login functionality on this website.
Name
Description
Duration
wordpress_logged_in
Used to store logged-in users.
Persistent
wordpress_sec
Used to track the user across multiple sessions.
15 days
wordpress_test_cookie
Used to determine if cookies are enabled.
Session
You can find more information in our Cookie Policy and .
Trusted by Thousands 
Instant Cover and Documentation 
Over 30 Years of Experience 
