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Builders Insurance

Builders Insurance

Builders need a wide range of skills to stay one step ahead of the competition and complete their day-to-day tasks. For builders, every job is different, which means you could be working on a construction site for a large corporation one day and doing odd jobs for an individual the next.

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Nova Insurance

What is Builders Insurance?

Builders need a wide range of skills to stay one step ahead of the competition and complete their day-to-day tasks. For builders, every job is different, which means you could be working on a construction site for a large corporation one day and doing odd jobs for an individual the next. It is so important that you have an expansive builders’ insurance policy that allows you to offer a wide range of services to all your customers.

The great thing about our builders’ insurance is that it can protect not only you but also your livelihood, as our policies include public liability cover as standard. Therefore, if you are accused of damaging property or causing an injury during a job, you won’t have to cover the cost of court fees or be left on your own to deal with the legal proceedings.

 

Builders Insurance Frequently Asked Questions

Builders Insurance Frequently Asked Questions

Here are some frequently asked questions that you may find useful when getting a quote for or purchasing a builders’ insurance policy.

 

Why Nova Insurance?

We have been working in the insurance industry for over 18 years, so we have extensive experience on our side. Not only this, but we also take our customers’ satisfaction extremely seriously, which is why, if you call our customer service team, you will always get the answers you need delivered in a friendly and efficient manner. Add to this the fact that we offer a premium guarantee promise, and you can see why so many people choose Nova Insurance time and time again!

 

What else can your builders insurance include?

At a basic level, our builders’ insurance can help you if you are involved in an accident or become involved in legal proceedings. However, we can offer policies that cover every aspect of your business, including your tools, your employees, and even loss of earnings. We also work tirelessly to ensure our clients receive the best possible price when renewing their policies, so they have affordable premiums year after year!

 

Do I have to be employed by a company?

Most definitely not! A number of our customers are self-employed, and we have helped them over the years make the most of their businesses. If you are a one-person band or have recently started your own company, we know your outgoings have a direct impact on your business, which is why we offer competitive prices to all our customers, no matter how big or small.

 

Can your builders insurance protect me during large construction projects?

Here at Nova Insurance, we pride ourselves on having in-depth knowledge of our products and customers, and so we have a good grasp of what goes on in the construction industry. We understand that large projects often take time to organise and involve multiple aspects, which is why our builders’ insurance is designed to help you, no matter the size of your project or the stage you are currently in.

 

Are Nova Insurance regulated?

The Financial Conduct Authority fully regulates Nova Insurance and our panel of UK insurance providers. So why not start by filling out our form today to see if we can help you save money on your next insurance quote or policy?

 

What is Insurance Premium Tax (IPT)?

Insurance Premium Tax (IPT) is a tax on general insurance premiums, introduced by Kenneth Clarke in the 1993 Budget, and set by the Government. All quotes and premiums will include IPT at the current rate.

 

Who are Nova Premium finance?

The Financial Conduct Authority regulates Nova Premium Finance Ltd under firm no. 716933. Nova Premium Finance’s FCA registration can be checked at https://register.fca.org.uk. Nova Premium Finance Ltd is an authorised credit lender that charges interest on monies lent. Nova Insurance and Nova Premium Finance are not the same company, but do operate under a linked arrangement.

 

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