Business Insurance

No one understands your specific business risks, such as accountants, like Nova Insurance. Proudly helping protect accountants and bookkeepers, we negotiate with insurers to offer tailored professional indemnity insurance – at a competitive price.

If you’re a director, officer or partner of a company, you’ll have extra responsibilities to your employees, members of the public, investors and regulators. That can be rewarding, but it also means you could be more exposed to a range of risks if things go wrong, including the risk to your personal assets.

Without your factory or manufacturing plant, you simply don’t have a business, which is why insurance for manufacturers is crucial to protect against devastating losses such as fire, flood, or theft.

We specialise in Non-Marine Treaty business emanating from the London and International reinsurance markets. Specific areas of focus are Excess of Loss and Proportional treaties.

As a solicitor, insurance that protects you, your business and your reputation is essential. In your line of work, your clients rely on your expertise to help them navigate the courts and the legal system as well as major, often expensive, life decisions. You need to do your best for them, but it’s just as important to have plans in place to deal with the unexpected.

The term ‘tradesman insurance’ covers a whole range of different professions from Builders to Carpenters, each of which requires a certain set of skills and comes with its own hazards. However, there is one thing that all tradesmen need to protect themselves against, and that is liability, especially in this day and age, where small mistakes can lead to expensive court cases.

The term ‘tradesman insurance’ covers a whole range of different professions from Builders to Carpenters, each of which requires a certain set of skills and comes with its own hazards. However, there is one thing that all tradesmen need to protect themselves against: liability, especially in this day and age, when small mistakes can lead to expensive court cases.

Working from Home Insurance, also known as Home Worker Insurance, is a separate product to Home Insurance and will provide cover for both your business and personal insurance needs.

Being a baker isn’t easy: you have to be up at the crack of dawn every day and keep an eye on multiple processes all at the same time. Bakeries are a firm favourite on the UK high street; however, over the years, many have struggled to handle economic changes.

As a florist, you need a true passion for your work and the ability to provide excellent customer service at all times. One of the greatest difficulties for a florist is providing exactly what your clients require time and again, which may mean working late nights and even weekends.

Here at Nova Insurance, we understand that every gift shop is different, as they offer hundreds of varied and unique products. Whether you have one store or ten, Nova Insurance has the expertise and knowledge to help you find a policy that’s perfect for you.

Whether you own a small grocery shop or are in charge of a well-known supermarket, Nova Insurance can help you find the right level of cover. Grocers’ insurance is designed specifically for grocers, protecting you throughout your day-to-day tasks. Furthermore, it can protect your employees if they ever encounter any issues at work.

Running an off-licence can sometimes be dangerous as, unfortunately, they are often targeted by thieves, burglars and those who are not legally allowed to sell alcohol. Therefore, it is of the utmost importance that all off-licence owners protect themselves and their businesses with security systems and extensive off-licence insurance.

Most animal lovers think there couldn’t be anything better than running a pet shop. If this is what you do for a living, you know that it comes with its own stresses! Even though working with pets can be extremely rewarding – especially when you find them a new home – you still need to protect your business from common issues.

Getting the best deal on your tattoo shop insurance means not only obtaining the best price from a range of insurance companies but also ensuring the cover is right for you. Our online curios shop insurance services offer you access to great deals on retailers from our leading retail insurance providers and insurers.

If you own or run a guest house, it is vital that you ensure you have guest house insurance to safeguard your financial security. Just like other types of insurance, Guest House owners face all sorts of risks, including their building, the contents, and potential liabilities such as someone suffering a fall or an accident while staying with you or visiting.

Insuring your hotel, B&B, or guest house can be one of the most important insurance polices you take out for your business. Getting the right cover to put you back in the same financial position as before is the key; the sooner this is done, the sooner you can start trading again.

Running a public house or bar can be very rewarding, but it also comes with significant responsibility. As you can never predict the effects of alcohol on your customers, there is always an element of risk to other customers, staff and property. At Nova Insurance, we know the importance of finding the right deal on your pub insurance, and our goal is to make this as easy as possible.

Different varieties of food, from basic sandwich preparation through to deep fat frying, will have different requirements from an insurance point of view, so it is important to tailor your policy adequately with the right features on top of your basic public liability insurance and employers’ liability insurance elements.

Hairdressers and barbers often have to work in close proximity to other members of staff while using a range of tools, such as scissors and hair dryers, which can cause injuries or even fires. Furthermore, if you work in a salon, you will know how fast-paced and stressful it can be sometimes, and it is often during these times that accidents happen.

There is something very British about barber shops, even though you can find them in nearly every town and city across the world! Men have been visiting barber shops for hundreds of years in order to have their hair groomed. The market is extremely different now than it was a few years ago.

Becoming a successful beautician isn’t easy: you need to spend years learning the trade, gain qualifications, and build your client base and reputation. All of this takes a lot of hard work, and if you add the fact that you also have to keep up with new beauty products, techniques and treatments, it can feel like you never have a spare moment!

One of the best things about being a hairdresser is the flexibility, as not only can you choose to be self-employed or work in a salon, but you can also decide whether you want to work full-time or part-time. In fact, there are very few times when someone won’t want to book an appointment with you, which means that you will often be very busy!