Welcome to Nova Schemes, you have reached an area of our website which is designed for all UK Insurance Brokers that are regulated by the Financial Conduct Authority. This site is not designed for or intended for use by consumers looking for insurance cover for themselves, their business or charity.
Commercial Excess Protection
Commercial Excess Protection
Your clients Commercial Excess can be covered with limits from £250 to £5,000 which cover options on a single claim basis as well as on aggregate. The policy wording is flexible enough to accommodate single claim or aggregate covers.
Your clients excess on their Motor Insurance Policy can be covered for limits between £200 to £3,000 which cover options on a single claim basis as well as on aggregate. The policy wording is flexible enough to accommodate a single claim or aggregate covers and can cover the list below.
Your clients Property or Home Policy Excess can be covered with limits from £150 to £1,000 which cover options on a single claim basis as well as on aggregate. The policy wording is flexible enough to accommodate single claim or aggregate covers and can cover the list below.
Download the Nova Schemes brochure for an overview of what Nova Schemes can offer. To do this Download PDF
Need Our Insurance?
Protect what matters most with Nova Insurance. We provide tailored cover for businesses, properties, and vehicles, with competitive quotes and expert support every step of the way.
Business Insurance
Business Insurance
Nova Insurance has arrangements with many of the leading UK Insurers, thus giving us the ability to quote for almost every kind of risk from a one man band to a large companies with thousands of employees.
Ensuring your hotel, B&B or guest house can be one of the most important insurance polices you take out for your business. Getting the right cover to put you back in the same financial position as before is the key; the sooner this is done, the sooner you can start trading again.
If your business relies on multiple vehicles, having the right motor fleet insurance is essential. Whether it’s a small fleet, company cars, or personal vehicles, unexpected issues can disrupt operations and cost you time and money.
Nova Insurance can offer truck insurance and a truck insurance quote that is ideal for owner drivers and businesses operating any number of vehicles for Haulage or Own Goods. We can insure virtually any kind of lorry, from a 7.5 tonne truck to a 60 tonne artic, and if you have two or more vehicles (including vans and cars), then a fleet policy could be a cheaper solution.
No one understands your specific business risks, like Nova Insurance, like accountants. Proudly helping protect accountants and bookkeepers, we negotiate with insurers to offer tailored professional indemnity insurance – at a competitive price.
Becoming a successful beautician isn’t easy: you need to spend years learning about the trade, gain qualifications and build up your client base and reputation. All of this takes a lot of hard work, and if you add the fact that you also have to keep up with new beauty products, techniques and treatments, it can feel like you never have a spare moment!
Whether you own a small grocery shop or are in charge of a well-known supermarket, Nova Insurance can help you find the right level of cover. Grocer's insurance is created specifically with grocers in mind, meaning that it will protect you during all your day-to-day tasks. Furthermore, it can protect your employees if they ever encounter any issues at work.
1995 - 2026 Nova Insurance. Nova Insurance Limited. Company Registration Number 3482686. We are authorised and regulated by the Financial Conduct Authority and our firm registration number is 307128. Registered Office : 3 Redwing Court Business Centre, Ashton Road, Romford, Essex, RM3 8QQ
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