Truck insurance covers the vehicle and its driver. Hire and reward (delivering goods for hire or reward) covers you if you’re carrying other peoples goods in exchange for money. This might be as a delivery driver or courier delivering many items to lots of places
Archives: FAQs
Is a trailer covered under haulage insurance?
Most policies will cover a trailer up to a certain limit, but it is important to check this limit and whether cover is extended to include cover while detached, as it will differ between insurance companies.
Can you insure a truck for a day?
It is possible to arrange temporary insurance for trucks. However, it is not something Nova Insurance offers as we only quote for 12 months (annual) policies.
How much does truck insurance cost?
The typical annual amount paid by hauliers for truck insurance can be as low as £2,000. However the premium is based on many factors and should only be used as an indication.
How much can i expect to pay for my HGV Insurance?
As with all types of insurance, the amount you pay for your HGV insurance will depend on a variety of factors.
The easiest way to determine your HGV insurance premium is to visit our website and obtain a quick quote for HGV insurance. Your HGV insurance premium will be influenced by how often your vehicle is outside the UK, the type of business it operates in, and whether it has a telematics device. If your HGV is usually parked in a secure facility when not on the road, this can help to reduce your premium. Other excellent ways to decrease your HGV insurance premium include obtaining an advanced driver qualification and increasing your voluntary excess amount.
What constitutes a cyber-attack?
A cyber-attack is when an outside entity infiltrates your business’s private network to shut down and steal your company’s, your employees, and your clients, sensitive information. This stolen information can be used for ransom and disseminated to the public.
What insurance do you need for a shop?
A shop has three key or important aspects that any good insurance policy should include. Those three things are firstly your premises and stock (buildings and contents insurance), secondly your customers (public liability insurance) and thirdly protection of outgoing costs should you have to stop trading (business interruption insurance).
What insurance do I need for a shop?
A shop has three core aspects that any insurance policy should account for or consider. Those three things are your customers (public liability insurance), your premises and stock (buildings and contents insurance), and protection of outgoing costs should you have to stop trading, known as business interruption insurance.
What is the Direct Debit Guarantee?
The Direct Debit Guarantee protects customers in three main ways (1) advanced notifications of payments being taken (2) refunds in the event of an error being made by us and (3) Cancellations of a Direct Debit instruction at any time by contacting your bank. Please note the Guarantee only applies to payments made by Direct Debit.
How do I sign my credit agreement?
Signing your credit agreement is simple to do. Your credit agreement is sent to you via email from Nova Premium Finance, our Premium Credit provider, with the option to electronically sign your agreement. If you need any assistance please get in touch.
