It is the responsibility of the executor/administrator to protect the deceased’s assets and they must put in place appropriate probate house insurance. This needs to be a specialist cover, often referred to as unoccupied property insurance or empty property insurance.
Archives: FAQs
What does unoccupied property insurance cover?
Unoccupied property insurance covers your property if you need to leave it vacant for longer than your standard home insurance allows. You’ll normally need to arrange unoccupied property insurance if your home will be empty for more than 30-60 days, but policies vary so check your terms to be sure.
Can you cancel truck insurance?
Yes. You will charged for the time on cover and a cancellation administration fee. You can request cancellation online or by calling us
What is classified as a fleet vehicle?
A fleet vehicle is a car, truck, HGV, van or other motor vehicle that is, or was, part of a group of vehicles owned by a business.
Do you get No Claims on fleet insurance?
Unfortunately not, however you will receive a confirmed fleet claims experience report, which will help to keep the cost of your insurance premiums down in the future.
What is fleet insurance?
Fleet Insurance is insurance that covers one or more vehicles (the minimum and maximum amount is dependent on each individual insurer but generally 3 or more). For business owners; small, medium or large, with multiple vehicles this is ideal as it saves juggling several different policies.
What vehicles can I insure under my fleet policy?
Any vehicle which is owned by & registered to the company. This will also include hired-in vehicles and loan/courtesy car vehicles. Vehicles leased under a lease agreement to the company or one of its directors can also be added.
What types of trucks can you get cover for?
We can cover all types of trucks including Recovery/Breakdown Trucks, Crane, Skeletal, Articulated lorry, Curtain Side, Skip carrier, Refrigerated truck, Flatbed truck, Dropside, Tipper, Waste disposal truck, Concrete mixer and Recycling trucks.
Is truck insurance the same as hire and reward?
Truck insurance covers the vehicle and its driver. Hire and reward (delivering goods for hire or reward) covers you if you’re carrying other peoples goods in exchange for money. This might be as a delivery driver or courier delivering many items to lots of places
Is a trailer covered under haulage insurance?
Most policies will cover a trailer up to a certain limit, but it is important to check this limit and whether cover is extended to include cover while detached, as it will differ between insurance companies.