In order for your business to thrive you will need a large amount of customers to visit your shop on a frequent basis. However, if you have a particularly busy business then you will find that wear and tear to your property will happen more often, and that your customers will also accidentally damage your goods. Even though it is a customer’s responsibility to pay for damaged goods, you don’t always find out about it until it’s too late, which is where your shop insurance can help.
Archives: FAQs
Why Nova Insurance?
After spending eighteen years working in the insurance industry we have learnt a thing or two here at Nova Insurance, one of which is the fact that great customer service can go a long way. This is why we don’t make our clients talk to a call centre if they need to make a claim or want some advice. Instead, our friendly customer services team are there to make sure that your business runs as smoothly as possible and are always happy to help if you have any queries. We also offer competitive prices for all our insurance products, so make sure you call or fill out our online form today!
How can beauty insurance protect my salon?
If you own a salon you will have probably paid thousands of pounds on equipment and products that are essential for carrying out various beauty treatments. Unfortunately, this means that your salon could be targeted by thieves, which is why our beauty insurance can cover the cost of your equipment if stolen as well as any damage caused to the building as well. We also offer employer’s liability insurance so if one of your employees is injured at work you won’t have to cover the cost of compensation alone.
Does beauty insurance only cover certain treatments?
In order to provide beauty insurance we will need to know that you are qualified to perform the treatments that you are offering your clients. However, if you are choosing to train for a new type of treatment in the near future then it may be wise to choose an expansive policy so you can make the most out of your skills. Our beauty insurance can also cover the products that you use, as more often than not they are extremely expensive, and if stolen you could struggle to replace them on your own.
Why is beauty insurance so important?
By law, all beauticians must be covered by beauty insurance before they start offering their services to the public. This is to make sure that you understand the products you’re using and the treatments you provide, especially as if something goes wrong and a client is harmed you will be held responsible. As a beautician you will probably know your products and treatments inside out, however accidents do happen and you can never be too careful!
Can i get public liability protection?
These days there is no such thing as being too careful, especially when it comes to protecting yourself from legal disputes with members of the public. In order to ensure that you are not accused of causing injury it is essential that you adhere to Health and Safety legislation as well as protect yourself with public liability insurance. Our partners can provide barber shop insurance policies which include public liability insurance that pay out should you have to go to court. If this is something you feel your business can’t do without then make sure you let our partners know and they will be more than happy to find you a suitable policy!
What does barbershop insurance cover?
Regardless of what types of services you offer your customers you will need a barber shop insurance policy that covers your equipment and staff. Basins, hairdryers and even hair products rarely come cheap, which is why your insurance should help you if one of them breaks. Your barber shop insurance can even protect your premises if combined with a property insurance policy, meaning that you will have one less thing to worry about. If you want to know more about combined barber shop insurance quotes then fill in our online quotation form today or get in touch with our customer service team!
Why Nova Insurance?
At Nova Insurance we understand that a large amount of income for salon owners comes not just from the services they offer but also the products they sell too. We also understand that competition is fierce when it comes to salons, and so being able to offer cheap prices could really help your business. This is why we provide competitive salon insurance quotes for all our customers, and one-to-one help with our customer services team should you have any issues or concerns. It only takes a few minutes to fill out a form so why not do so today?
Do you offer salon insurance for franchises?
Our salon insurance policies are flexible so that they can cover any size business, and as long as you are in charge of protecting your company we can help you. We have previously worked with a number of customers who run franchised salons and know that they are often concerned about their business as well as their brand’s reputation. If you are not sure whether it is your responsibility you can always call our customer services team on 0800 083 1566 for friendly advice and information.
Can you protect my products?
One of the biggest outgoings for salons is their stock which can include shampoos, conditioners, styling products and hair dye, all of which needs to be protected. If your salon is raided it’s highly unlikely you would be able to cover the costs of replacing everything on your own, which is where your salon insurance can really help. Our insurance also covers the cost of equipment such as hair dryers, sinks, chairs and anything else that you require in order to do your day to day work.
