Archives: FAQs

Van fleet insurance is a type of commercial motor insurance that covers multiple vans (or other vehicles) under one single policy. It’s designed for businesses that operate a fleet of vans, typically for delivery, trade work, or transport services.

Usually covers fleets of 3+ vehicles, but some insurers offer mini-fleet insurance for 2 vans. Vehicles must be owned or leased by the same business entity.

You’ll often need to provide: List of registration numbers, driver details, business usage type, estimated mileage, claims history.

Factors include: The number and type of vans, the age and experience of drivers, previous claims history, the type of use (e.g. delivery vs tradesperson), postcode, parking arrangements and the level of cover and excess.

Simplified admin (one renewal date, one point of contact), bulk discount pricing, driver flexibility and easier manage of changes (adding/removing vehicles or drivers).

Usually, yes, because of bulk discounts, simpler management, and potential lower risk profiles when managed well.

Yes. One of the benefits is flexibility to add or remove vans mid-policy (usually called “adjustments”).

Just like with car insurance, the following types of cover can be offered. Third-party only, Third-party, fire & theft and comprehensive policies.

Tools cover (for tradespeople), Goods-in-transit insurance, Courtesy van, European cover, Legal expenses cover.