VAN INSURANCE

Nova Insurance and our panel of UK insurance providers are fully regulated by the Financial Conduct Authority. So why not start by filling in our form today to see if we could help save you money on your next insurance quote or insurance policy.

Insurance Premium Tax (IPT) is a tax on general insurance premiums, introduced by Kenneth Clarke in the 1993 Budget, and set by the Government.  All quotes and premiums will include IPT at the current rate.

You can check if your vehicle shows on the Motor Insurance Database at: http://askmid.org.uk/

Nova Premium Finance Ltd are regulated by the Financial Conduct Authority under firm no. 716933. Nova Premium Finance’s FCA registration can be checked at https://register.fca.org.uk. Nova Premium Finance Ltd are an authorised credit lender who charge interest on monies lent. . Nova Insurance and Nova Premium Finance are not the same company but do operate under a linked arrangement.

A no-claims bonus (NCB), sometimes called a no-claims discount, is a car insurance discount recognised by insurance providers. It’s a count of the number of years you haven’t made a claim on your car insurance policy.

So for every year you drive without making a claim on your policy, you gain a no-claims bonus. The benefit of a NCB usually plateaus at five years, but some companies offer further discount for six or more years. The amount of discount this qualifies you for tends to vary from insurer to insurer.