Thousands chose to get a quote from Nova Insurance in 2021. Get a HGV Insurance quote

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HGV Insurance

Nova Insurance understand that your HGV is closely linked to your livelihood. Therefore protecting it is a major priority for you and your business. As an insurance broker we also understand that, whether you are an owner-operator, or have a sizeable fleet, finding affordable HGV insurance that provides an adequate level of cover can also be challenging and time consuming. That’s where Nova Insurance can help in securing you a competitive HGV Insurance quote.

If you have a vehicle that is over 3.5tonne GVW (Gross Vehicle Weight), then you will need an operator’s licence to carry your own goods, or somebody else’s for hire and reward.  Please have these details to have as we will be requested when going through your HGV quote.

We can offer quotations for 44 tonne trucks, 26 tonne trucks and 18 tonne trucks.

HGV Insurance

Did you know …

A Heavy Goods Vehicle (HGV) is a large vehicle with a total weight of more than 3.5 tonnes (vehicle + load).

Why Nova Insurance?

We’ve a UK based call centre are available 6 days a week to take your call. The experienced team can guide you through the process of getting a HGV insurance quote. Offering relevant advice and assistance throughout the quotation.

Calls are completely free, as we use 0800 numbers. However you can request a callback and we will call you back at a time that’s convenient for you.  Please note that calls are recorded and monitored for training and compliance purposes.

HGV Insurance Frequently Asked Questions

Here are some frequently asked questions that you may find useful to review before getting a HGV insurance quote. Don’t forget our knowledgeable and friendly UK based team are on hand for any questions you may have.

Yes, regardless of how heavy your lorry is, we will be able to find you a hgv broker that covers that and more.

HGV insurance is designed to deal with HGV’s, also known as Large Goods Vehicles. This type of insurance is similar to van insurance in many ways, it covers damage caused by the vehicle to others and can be scaled up to cover accidental damage to the truck and theft cover. In addition you can purchase goods in transit insurance to cover the contents you are carrying in the vehicle.

At Nova Insurance we work alongside a variety of insurers who may be able to offer you a suitable level of cover which includes carriage of hazardous goods or coverage for visiting hazardous sites.

You will need an operators’ licence to carry goods connected with any business or trade, if your vehicle is over 3.5 tonnes, however certain exemptions apply. For further information regarding exemptions you can visit the Gov.uk website here.

Most heavy goods vehicles are used solely for haulage or delivery purposes but we understand that not everyone’s requirements are the same. Nova Insurance will search a panel of insurers and underwriters to find you the most competitive premium based on your use and can often include the use of the vehicle.

Nova Insurance and our panel of UK insurance providers are fully regulated by the Financial Conduct Authority. So why not start by filling in our form today to see if we could help save you money on your next insurance quote or insurance policy.

Insurance Premium Tax (IPT) is a tax on general insurance premiums, introduced by Kenneth Clarke in the 1993 Budget, and set by the Government.  All quotes and premiums will include IPT at the current rate.

Nova Premium Finance Ltd are regulated by the Financial Conduct Authority under firm no. 716933. Nova Premium Finance’s FCA registration can be checked at https://register.fca.org.uk. Nova Premium Finance Ltd are an authorised credit lender who charge interest on monies lent. . Nova Insurance and Nova Premium Finance are not the same company but do operate under a linked arrangement.

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Have you got a question relating to HGV insurance that we haven’t answered? Then please contact us or call us on 0800 083 1566

I have found Nova to be extremely helpful and successful in finding the best cover at the most competitive rates. I already recommend Nova to my family and friends.